01Company profile
UK software companyEXAMPLE CASE / 001
- Registered in
- United Kingdom
- Business
- B2B software · own funds
- Owners
- Two · resident in Spain
- Payments
- GBP · EUR
Case assumptions
- Real UK trading office
- No client funds or crypto flows
Know where to apply next.
Which EMIs and banks exclude your company by published policy, which do not, and what to confirm before you pay any provider fees.
Free · Seven questions · No documents
For companies whose paperwork crosses borders.
The check starts from your company, not from a provider’s list.
Registered in one country, owners in another.
Owner residency may affect eligibility and the checks a provider runs.
Paid in more than one currency.
GBP and EUR flows raise questions about account types, transfer routes and FX costs.
An application declined or stalled.
Before the next one, know which published requirements apply and where your profile stands against them.
See what the report covers.
A summary of a fictional UK software company’s report. The full version carries the conditions, the costs and the dated sources.
- Wise BusinessConditionalWise Payments Limited · UK electronic money institution
- 3S MoneyConditional3S Money Club Limited · UK electronic money institution
- Starling BankExcludedStarling Bank Limited
Illustrative case. Legal entities, source links and checks dated Sep 15, 2026 are in the full report.
02Account options
UK software companyEXAMPLE CASE / 001
| Provider | Where it stands | What decides it |
|---|---|---|
| Wise Business | Check first | Director checks and UK office evidence |
| 3S Money | Alternative enquiry | Fees and plan for this profile |
| Starling Bank | Excluded | Published rule on owner residency |
03What’s next
UK software companyEXAMPLE CASE / 001
- 01Check the first option.Resolve the director and address questions.
- 02Get a complete quote.Include opening, usage and early-closure fees.
- 03Prepare your application.Gather company records and ownership details.
Clear reasoning. Visible sources.
Every finding names its source and the date it was checked. Where sources disagree or a rule is unpublished, the report says so instead of guessing. Most providers are EMIs, electronic money institutions, rather than banks; both publish their requirements, and we check them the same way.
- 01
Answer seven questions
Where the company is incorporated, what it does, where its owners live, its volumes and currencies. No documents and no company name.
- 02
Compare with published policies
Your answers are compared with each provider’s published acceptance policy and fees. Every finding carries its source and the date it was checked.
- 03
See where you stand
Who excludes you and why, who does not, and what to confirm with them before you pay any provider fees.
Based on providers’ published policies. No provider pays for placement. Disclosure
Now, check your company.
See who rules your company out and why, who does not, and what to confirm before paying application fees.
Free
Seven questions · No documents
Who excludes you, and why
Providers whose published policy rules out your profile, each named with the policy quote and the date it was read.
Who remains, and what they still require
Providers that do not exclude you, with every condition still to confirm listed under each. The best match for your answers comes first.
Fees, where published
Review, monthly and other fees as each remaining provider publishes them. Where a provider does not publish its fees, the result says so.
A dated source for every fact
Every finding links to its source, with the date it was checked. The full report opens as a web page you can print.
The check reads providers’ published policies. Each provider makes its own decision on your application.
Before you start.
Is it free?
Yes. While the pilot runs, the check and the full result are free: nothing to pay, no card and no documents.
Do you guarantee an account will open?
Each EMI or bank makes its own decision after reviewing your application. We identify supported routes and specific blockers; we do not invent approval odds.
Is Banxta a bank?
No. Banxta compares your answers with providers’ published policies and shows you the result; it does not hold funds or provide accounts. Most of the providers it compares are EMIs (electronic money institutions) rather than banks. Each one decides on your application itself.
What do I receive?
The result opens as soon as you answer the last question. It names the providers whose published policy excludes your profile, with the quote and the date it was read; lists the providers that do not, with every condition still to confirm; shows each provider’s published fees, or says that it does not publish them; and starts with the provider whose published policy, currencies and fees best match your answers. The full report opens as a web page you can print.
What if none of the providers fits?
Then the result says so. Each exclusion is quoted with its date, and a fix-first list shows what each rule turns on, so you can see what would change the answer. If no provider we track serves your country and currencies, the result says that too: it is a gap in our base as much as a statement about your business.
When do I see the result?
Straight away. The seven questions take about two minutes, and the result opens as soon as you answer the last one. It is built from published policies; nobody reviews your answers by hand.